Wednesday, November 06, 2019

Next 3 years (2020 - 2022) Investment Plan

As we bring 2019 to a close, it is unlikely I will reach my 2019 goal set back in 2017. My portfolio dividend yield will probably be in the 2.0% to 2.5% range, way off the ambitious target of 3.75%. Re-balancing a portfolio with some dead weight stocks is not easy after all, with some hiccup along the way with the Noble Group and KrisEnergy saga these 3 years. Well, at least I managed to increase my yield of 0.76% from 3 years ago. 

Like I always advise, you can't always expect to earn money every time in investment. Sometimes it go well, sometimes it doesn't and you end up losing your capital. Hence, only invest if you are prepared to lose the money and have done your research. Looks like I will need to slowly write off Noble Group, Linc Energy and maybe Krisenergy from my folio, though technically, they are not delisted yet.

Well, back to my main objective of investment - earning passive income. You know for insurance with cash value, there is a non-guaranteed portion that ranges from 3.25% to 4.75%. I think for the next 3 year, I will set a target to get a better yield than insurance (Example: 4.8%). No reason why I set it as 4.8%, I just think it will be a challenging target to try to achieve. Well, here you are, the next 3 years (2020 - 2022) Plan:
  1. 50% Equity, 50% Reits/Trusts
  2. Portfolio Dividend Yield to be 3.50% in 2020, 4.20% in 2021, 4.80% in 2022.
I will likely to continue load up on MIT, FCT and Singtel (if price is right) till I reached at least 10k shares each counter, so that these counters can participate in the Securities Borrowing and Lending (SBL) Program. Other potential target also include HPH (I feel price cant get any lower after the HK protest and debt reduction), Netlink and Manulife US Reit.

Tuesday, November 05, 2019

The Addams Family

Synopsis: Get ready to snap your fingers! The Addams Family is back on the big screen in the first animated comedy about the kookiest family on the block. Funny, outlandish, and completely iconic, the Addams Family redefines what it means to be a good neighbor. [Source: Golden Village]

I didn't have much expectation going into the theater and I was right. The whole movie was pretty average at most, with some funny moment that may draw your laughter. Pretty cliche plot with not much twist and turns. Well, at least this can keep the kids entertain.

Rate: 6/10

Monday, November 04, 2019

EVE High Tea Gathering

It is great to see each other once again after so many years. Had a great catch up session @ POLLEN Garden by the bay. Great environment, cool atmosphere, lots of food that you wish you had an empty stomach before coming here. Hope we can meet up soon in the near future.

*Saliva dripping*

Friday, November 01, 2019

Hello World

Synopsis: In Kyoto in the year 2027, Naomi Katagaki, a male high school student encounters a person who claiming to be Naomi from 10 years in the future. Together, they must change the future and save a classmate, Ruri, whom the younger Naomi starts to date in three months. [Source: Golden Village]

A seemingly uninteresting synopsis transformed into an unexpected ending. That was the feeling I got after watching the anime film. Just which world is the character living in - the real world or the constructed world? This film does remind me of Inception though... Not a bad film to catch, the ending will be quite unexpected.

Rate: 7/10