Next 3 years (2026 - 2028) Investment Plan

I believe "Chaos" is an appropriate term to define 2025. With Trump tariffs re-ordering world's trade, regional wars erupting in parts of the world (See Thailand - Cambodia conflict; Israel - Gaza Hamas war; Russia - Ukraine war which is still on-going after 3 years), it is really amazing that stock market can still rise and break their respective top records.

Looking back the last 3 years, I am glad that my passive income dividend portfolio is still going strong. This year, I am expecting the dividend yield should be around 3.6% to 3.8% range, pending the finalization of some small tweaks I have done the last few days. The dividend yield could be higher, if my current USA reits have started giving their dividend, which they are planning to in 2026. 

For the next 3 year, my target will be similar as the current (2023 - 2025) Plan cycle, with a slight tweak to aim for higher dividend yield:

1. 50% Equity, 50% Reits/Trusts
2. Portfolio Dividend Yield to be 4.00% in 2026, 4.50% in 2027, 4.80% in 2028.

I will likely to continue load up on US Reits listed on SGX as they are still undervalued at the moment, together with our brightest star (DBS). Who knows, we may see a $100 DBS within the next 3 years.